Terms &
Conditions

Last updated: October 9, 2026 — draft pending compliance review

These draft terms explain the use of this website and its mortgage information. Final wording is pending compliance review.

Acceptance of Terms

These draft terms describe the use of the Team Gokool website. Team Gokool is a branch of Castle & Cooke Mortgage, LLC (NMLS #1251). By using this website, you agree to these terms. If you do not agree, please do not use the site.

Use of This Site

The information on this website provides general education about home purchases, refinancing and mortgage options. It is not individualized financial, legal or tax advice and does not describe the terms of a loan offered to you.

Use this website for lawful purposes and provide accurate information when contacting us. A website inquiry is a request for a conversation; it is not a completed mortgage application or a loan approval.

No Commitment to Lend

This website is not a commitment to lend. All loans are subject to credit approval, income verification and property appraisal. Rates and program terms are subject to change without notice. Not all applicants will qualify.

Any calculator results are estimates for exploring scenarios, not rate quotes or loan offers. Your actual payment, costs and eligibility depend on the loan, property and your circumstances. Review the disclosures supplied with any application or loan offer.

Changes to These Terms

We may update these terms as the website changes. The label at the top of this page identifies the latest revision and its review status.

Questions About These Terms

Contact Team Gokool at jgokool@castlecookemortgage.com or 602-486-3363 with questions about this website.